Michigan Car Accidents

If you have been involved in a Michigan car accident, you need to be aware of your rights and responsibilities. As an owner or driver of a car in Michigan, you need to have auto insurance to cover any costs associated with a car accident. Michigan motorists are required to have personal injury coverage, property damage coverage, and residual liability coverage. Michigan operates under No-Fault system of insurance, which means that your own insurance covers accident costs regardless of whether or not you were at fault in the accident. A claim to your own insurer for medical costs, lost wages, and rehabilitative care is called a first-party claim.

Even though your insurance company covers accident costs, it is still necessary to contact the police after an accident, so the police can report the accident. Additionally, you should still get the contact information and insurance information of the other driver, because you may still have the right to make claims of non-economic damages, or third-party claims, against the other driver’s insurance company if the other driver was at fault in the accident.

It is important to contact an experienced Michigan auto accident attorney to help sort out your possible Michigan car accident claims.